This has zero impact on your credit rating. We do not check that.
Business owners come to us for a few main reasons:
1. Need fast access to capital but their banks are too slow, or say no
2. Don't have full financials, like business tax returns
3. Have existing loans with high repayments they want to consolidate to improve cashflow
4. Business has low or no turnover, and need funding to grow
5. Need money for an acquisition or development project
6. Pay off an outstanding ATO or business debt
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